Group Personal Accident Insurance

Coverage & Exclusion (For Reference Only)

Insured: The Baseball Association of Hong Kong, China Limited

Business: Baseball Team

Period of Insurance: 1 April 2022 to 31 March 2023

Underwriter: Chubb Insurance Hong Kong Limited

Cover
Against any accidental loss sustained as while an Insured Person is participating in &/or attending the designated activities “Training, Practice and Racing on Baseball” organized by the Insured in Hong Kong Cover commences when the Insured Person leaves their place of residence to the appointed meeting place or two (2) hours before the Insured person arrives at the appointed meeting place for the purpose of participating in the insured event whichever last occurs and ceases when the Insured Persona arrives at their place of residence or two (2) hours after the end of the event or when the Insured Person ceases participating in the event, whichever first occurs

Eligible Person (Insured Person)
Persons who participate the "Insured Event" which is organized/supervised by the insured.

Benefits
i. Accidental Death & Permanent Total Disablement
ii. Accident Medical Expenses (Chinese Physician: HK$200 per person per day per visit and HK$2,000 per accident) 
  • Sub-limit for outpatient treatment limited to HK$300 per day per visit 
  • Sublimit for specialist treatment HK$600 per day per visit

Limit of Compensation (Sum insured per insured person)

i. HK$200,000-
ii. HK$20,000-

Excess 
HK$1,000 for each & every claim in respect of each and every claims for Accidental Medical Expenses


Age Limit: 5 – 65


Exclusion
1. War, invasion or civil war or direct participation in a Strike or Riot
2. (a) Flying, or engaging in aerial activities other than as a passenger in an aircraft licensed to carry passengers and operating only between established commercial airports; or 
(b) training for and/or participating in professional sports of any kind

Remarks
1. Endorsement:
I. General Conditions
It is hereby noted and agreed that the Definition of "Professional Sport" under Section 1 - General Definitions is added as follows:-

Professional Sports means any sports for which the Insured Person receives a fee, allowance, sponsorship or monetary reward as a result
of their participation, which in totality accounts for more than fifteen percent (15%) of the Insured Person’s annual income from all sources.

2. Insured person is not restricted to HK citizen only, PRC Citizen will not be covered unless they
(i) are employed by the Policyholder in Hong Kong; and
(ii) have a valid Hong Kong working permit; and
(iii) have been issued with and hold a current Hong Kong Identity Card (HKID)


Enquiry: Baseball Association of Hong Kong, China 2504 8330


ALL TERMS AND CONDITIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE.

IMPORTANT: BASEBALL SAFETY MEASURES FOR PRACTICES AND GAMES

Form downloand: Accident Report Form(to be filled out by BAHKC appointed coach/official for the insured event)